Frequently Asked Questions

What do I do if I have questions about my loan?

What is my payoff?

Please have the title company closing on the transaction email, Chris Robichaux, at CRobichaux@NobleMortgage.com and include a good through date. Our payoff turn around time is 1 business day - typically same day!

Can I Make payments online?

Yes! Noble now accepts payments through our Borrower Portal. Simply add your bank account information under 'Payment Profile' and schedule your payment. Please contact our office or email myloan@noblemortgage.com if you have any questions.

When is my first payment due?

Your first mortgage payment is due on the 1st of first full month after closing and every month thereafter so interest can accrue. Loans closed before on or before the 15th are due the 1st of the following month. If your loan closed after the 15th, your first payment is due the 1st of the FOLLOWING month. For Example: If you closed your loan on August 15th, your first payment is due September 1st. If you closed your loan on August 16th, your first payment isn't due until October 1st. Remember, mortgages are paid in arrears, not in advance. Because interest is accrued each month on your mortgage balance, it cannot be paid until after the fact, so your mortgage payment made on the 1st will cover last month's interest, along with taxes and insurance, and principal (if applicable). Payments are always due on the 1st of each month. Payments received after the 10th will have a late fee of 5% the amount due.